What is the housing benefit program?
Owning a home is a big part of a family’s dream. The Housing Benefit program in the UK is a fund that helps many be able to continue to keep their current home, or to pay rent on a flat. It is also designed to help those who are in dire straits due to circumstances beyond their control, including deployment, prison, or terminal illness.
What it Does
The Housing Benefits Program is designed to provide assistance to those who are on a low income. The program may pay all or part of your rent, but does not cover such things as water, electricity, food, etc.. The amount that you get is based on your current income and your circumstances. Much of that is also dependent on whether or not you are renting from a Council or from a private individual. They base your income on your savings and pension monies as well. Sometimes they will take into account the number of unoccupied rooms in your current residence.
Things you Need to Know about Housing Benefits Program
- If you live in a place that has unoccupied rooms, then your benefits could be reduced by as much as 25% or more.
- Your rent must be reasonable for what is in the area.
- You must be of low income.
- Your savings are below £16,000
- Must be of working age 16-64
How You are Paid
Monies are deposited automatically into your rent account, then given directly to the landlord. That is if you are renting from a Council. If you are renting from a private individual, then the money is placed into your bank account. There are caps on how much you can receive and it will vary from one council area to the next.
Many don’t realise that when they go back to work, start to make more money, and no longer meet the qualifications, you can still remain enrolled for an additional month. This allows the candidate to make certain that the job is going to be a lasting one. The only caveat is that the candidate must have already been enrolled in the program for at least 26 weeks.